WOMEN AND HEALTHCARE: WHY REFORM NEEDS TO HAPPEN
PART ONE: Biology Matters
Let's face it women's health needs are different than men's. Regular doctor visits are not a luxury but a requirement for women. By the time we begin our menstrual cycles and have graduated from puberty, annual visits to the gynecologist are a necessity to ensure our reproductive system is in good shape. Because women develop an early relationship to healthcare providers, seeing doctors becomes an integral part of our lives. Menstruation, contraception, pregnancy, childbirth and menopause entail continuous interactions with the healthcare system.
Our reproductive systems are not the only reason women see doctors more. Women are also prone to more chronic conditions, such as diabetes, asthma, and hypertension. Because of our reproductive organs we also contract a higher number of serious sexually transmitted diseases such as genital herpes, gonorrhea, Chlamydia and HIV. Without access to early detection of these STDs women's health can be in serious jeopardy.
Even with all the healthcare needs women face there are still more than 17 million American women without any coverage. Though many states have adopted Medicaid funded healthcare for women, for those - especially ages 18 to 40 - who earn incomes too high for Medicaid but are unable to gain coverage through an employer or spouse, their only option is privatized plans. This is where BIOLOGY MATTERS.
Private insurers are not required to follow the guidelines set forth by the Civil Rights Act, HIPAA or the Pregnancy Discrimination Act. This means there are no regulations on how they can determine premiums for women, and oftentimes they discriminate based on age, sex, and previous health conditions. Here are but a few obstacles women must face when trying to purchase private coverage.